I find the recent news about wall street stock dips, super giant banks and insurance firms filing bankruptcy and laying off tons of employees, selling out, etc. extremely disturbing and a foreshadowing of future economic times. The investment environment and international relations, the oil crisis are affecting all of us and you can't point fingers and say that it's dumb choices by individuals, presidents, investors, etc. Simply, SHIT HAPPENS and there is a combination of potent and deadly mixes here that have created this situation for the American people.

I hate to be Henny Penny ~ the sky is falling ~ but on a personal note... I'm not so sure I feel safe with money in the bank and using credit cards to my benefit to leverage money. I was late on a monthly payment and they jacked the interest rate up to 29%. Is that even legal? I would love to live on a cash basis if I could.

I'm really worried. I'm renting now because I don't believe in real estate investments. Plus, I want to be able to UP AND MOVE should I ever have to for one reason or another. My house...the one going into foreclosure, has been for sale now into its 2nd year. I mean, people can't wait for stuff to sell that long. I don't ever want to be so tied down again...